Rates Knowledge Base
Rates......? What are normal rates (about ish) for limos like normal limos not hummer or anything special like that, just the rough guesses and time would be like 6:30pm-12am (roughly) thatnks
What is the interest rate for high credit scores and the differences in rates? If one is prime rate. Credit score above 780. Are the final interest rates they quote you lower than what is advertise on their website? I am considering using a mortgage broker however their rates seem higher than the bank + the cost seems higher. If the rate is what they advertise, I might just go to the bank directly first and save my time. The mortgage broker seems to be on top of things and most likely have better info on closing etc. which is their only selling point but if the interest rate is higher than the competitor I am reluctant to go with it since they will hit my credit score if I apply. Simply put money is money a little .25% can equal 60K over the life of the loan. Something that could sit in investment generating returns for me. In general what is the difference in the interest rate for prime/ A credit scores? Are the advertised rates using prime rates or just average rates? Thanks in advance
What is the urbanization rates of the following countries? I just need the urbanization rates for the following countries: -United States -United Kingdom -Argentina -China If you guys can find a website that can show the crime rates, education levels (Like elementary, middle schools, high schools etc...) and resource consumption levels of countries that would be great too. I just want the website of the crime rates and stuff... I just need the urbanization rates for each country here.
How can the overnight call rates be so low compared to the market interest rate? When the RBI has a repo rate of 6% and a reverse repo rate of 7.5%, one would expect the overnight call rate among the banks to be somewhere between 6% and 7.5%. I believe the current very low levels of the call rate is because of the RBI using the repo window to suck liquidity only to a limited extent of Rs 3000 crore / day. What i dont understand is how the call rates can be as low as 1% (the 1% is for interest charged per annum right?). Isnt this cheap money for the banks then? Why not borrow cheap and park them in treasury bonds or liquid mutual funds? How can the overnight call rate be far off from the market interest rate irrespective of the repo and reverse repo rates and the amount of money the RBI actually does borrow from the commercial banks?
How do lenders come up with the interest rates for mortgages? I want to know how banks set the interest rates for mortgages. All I know is that they move up and down with the fed funds rate and discount rate (Correct me if I am wrong). Does anyone know all factors that play into the rates that lenders come with? Is there a way to calculate or give more or less weight to any one of them? Thank you.
How much are municipal rates and taxes in the rest of the world? How much do the rest of the world pay per month for a family of 4 for municipal rates, electricity and water. We in South Africa pay each month for electricity, water and then a "tax" to the municipality for services ie sewerage, rubbish removal and then property rates for our properties. Other South Africans that live in SA can also answer so that we can compare the different cities.
What is the interaction between Feds fund rates and interest rates paid to holders of US debt? If the Fed lowers rates to try to prevent or forestall a recession, does this affect the 'attractiveness' of US debt to investors such as China? Is there a limit to how much rates can be cut without making US Treasuries unattractive to their potential customers? It's still hard for me to understand why someone would buy US Treasuries at low yields while the dollar is falling. But if I understand correctly, there is a strong relationship between funds rates and rates paid on US Treasury bonds.
What are the hourly pay rates for an experienced SAP functional consultant? I have been working with SAP functional modules for past 5 years now for a company as a permanent employee.Now I am planning to start working as an independent SAP consultant but not sure about the hourly rates based on my experience.I have always been a salaried person and not an hourly rate based contractor..
What is the purpose of raising interest rates? How does raising interest rates every so often keep the economy going? I don't get it. By raising rates and increasing peoples mortage repayments helps keep the economy moving? I see it the other way around. Raise my mortgage rates by 200.00 every month actually stops people from having extra money to purchase good & servises thus slowing down the economy. Am I missing something here?
What are the federal income tax rates on investments? What are the federal income tax rates? I'm talking about investments. I heard there's one tax rates on savings account, a different tax rate on short term capital gains, a different tax rate on long term capital gains, another tax rate on dividends, and so on. Is there a chart somewhere that shows these rates so I can consider tax consequences of how I invest my money?
What are vodafone rates for calling the US? I am planning on using a vodafone sim card while in greece. Does anyone know the long distance rates for the phone to call the US? Is this even possible with a prepaid sim card?
How do feds cutting rates affect homeowners with mortgage payments? The Fed cut its federal funds rate three-quarters of a percentage point, and it also cut the discount rate three-quarters of a percentage point. What does this all mean to a person such as myself with an ajustable mortage rate?? Do these cuts affect homeowners that have adjustable rates in terms of lowering monthly payments??
What are the royalty rates for publishing companies? I've been having trouble finding the rates on royalties for book publishing companies. If you were to publish a book, how much money would you get back for the following publishing companies? Random House, Hyperion, Bloomsbury, Amulet, Aladin, Puffin, LBF, and Eos (HarperCollins). Any information will help! Make that Aladdin
How does the Canadian dollar affect interest rates? Now that the Canadian dollar is at parity with the US dollar, I've been hearing in the news that the Bank of Canada will be hiking interest rates. What is the reason behind this? How exactly does the dollar affect the interest rate? Thanks!
What are the dangers of the government keeping rates so low for so long? It seems rates have been reallly really low overall now for many many years, and that this was done to stimulate economic growth, and keep things moving, but at what cost? For example, during roughly the same time span, housing prices had gone through the roof, and everyone knew that the prices were really getting ridiculous. A major corretion was bound to happen. Does not low interest rates stimulate the housing market, increase demand and raise home prices? Are the artificially low interest rates part of the cause of the housing bubble that was bound to burst? How long can the government keep slashing interest rates and what will happen when rates make the eventual correction? Wall street is always glad to see rate cuts, surely they see this as good news for them. But what about the rest of the country...when will the other shoe drop?
How do I compare response rates for a statistically significant difference.? I have 2 adverts running. The first advert gets 203 views and 4 people respond. That is 1.97% respond. The second advert gets 191 views and just 1 person responds. That is 0.52% people respond. How confident can you be that the 2 adverts will remain to have significantly different response rates in the future?
How to make a home offer, but not be locked in on interest rates before federal reserve meeting? I (among many others) anticipate an interest rate cut at the next Federal Reserve meeting in two weeks. I'm interested in a house and want to make an offer, but I'm hesitant to do so because I don't want to be locked in before a rate cut for obvious reasons. Could I put a statement in the Real Estate contract addendum such as "Seller will accept pre-approved buyer's offer, but will not require financial arrangements until September 20,2007."? How long after a rate cut will it take for lenders to lower their rates? Advice?
Are there weekday rates and weekend rates when using electricity in your home? Someone posted a question on the message board asking how to conserve and be more efficent in the use of their washing machine at home... several people responded saying to use it only during non peak hours (early morning and weekend mornings) due to businesses being closed and the rates are cheaper... regarding the rates being cheaper - is this true? If you do have peak rates can you indicate where you live and what company you have? I live in Virginia (Northern) and have Dominion Virginia Power.
Models and Photographers, what are the average modeling rates? I am looking for somebody who knows what they are talking about, not a smart ass kid. What are fair rates to charge a photographer for different types of modeling? I am 24, very fit, experienced, and professional. I am just tired of playing the guessing game with different photographers, I want to set solid rates. Thanks!
How do I know when I can deduct foreign per diem rates? I worked in a foreign country last year -- it was for an entity owned by my company, but based in the foreign country, so I'm not 100% sure how to classify what my working status was. My question is: can I claim the foreign per diem rates for living over there and deduct the difference between the per diem rate and how much additional pay I was given? The per diem rate is ~$80, but I was only given ~$40 a day.
What site online gives the best rates for flying? I need to purchase a round trip ticket from Redding, CA. to Seattle Washington. I've looked at the usual sites, Travelocity, Orbitz, Hotwire, Cheaptickets, Priceline. Does anyone know of other sites that offer really good airfare rates? I'm 7002 miles short for this trip with my air miles. It appears to be less expensive to purchase the air fare over buying air miles. Thanks!
What is the approximate range of insurance rates on motorcycles? There have been a lot of similar questions to this one, but I am interested in buying a motorcycle, however from what i've heard the insurance for motorcycles is expensive. Can somebody please just tell me an approximate range of the insurance rates on a motorcycles without refering me to a website to get a quote from. Just any kind of number range would be helpful. Additional Info: I live in Vegas, I am a 17 year old male, and I have no idea what my credit is (don't even think I have one yet) if that matters. Thank you in advance.
How will the tax rebates and reducing the interest rates help? How will tax rebates work when the US will borrow the money from China at 11% interest and give it to Americans to purchase products built in China?How will reducing interest rates help the people who have been doing the right thing by saving their money?Reducing interest rates just helps out the banks who tried to rip off these people with loans they couldn't afford in the first place.I can't say I have the answers to the economy buy I feel these fixes will do nothing but make it worse.
(Australian context) How do interest rates affect inflation in this day and age? I really don't get this. At the moment, most inflation is directly or indirectly related to the price of fuel. Many people do not have mortgages and have enough money to support themselves without using credit. How can the reserve bank continue to assume that interest rates will control inflation when, rate rise after rate rise, price inflation seems to continue?
How do they calculate the annual interest rates for student loans? Can anyone help me with this? I'm a college student and I'm going to study in Canada as an international student and I'm going to get a student loan with a co-signer. I'm trying to figure out how they calculate their rates. Which Prime rate and LIBOR rate do they pick? And how do they add the fees to the annual rate and all that stuff? I really need to know how it goes. Thanks
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